Dear Blerko,
I imagine this whole topic must be quite overwhelming, but I will try to explaint it plainly. Let's start with a few definitions:
Safety Index: is calculated value saying how likely the caiso will pay ou our rightfull winnings.
Refund: is when amount of money you have previously deposited in the casino to play is returned to you, ussualy becase there has been some tech issue, or bous issue. Casinos refund players when they feel they made a mistake but it it best to reset the situation by returning the deposit
Now, when you say "I am a player with an addiction problem, the only thing I look at is how you rate them." and aslo "No, verification wasn't really asked about and there is no way to verify yourself, probably only when you make a withdrawal." as explained what you call rating has little to do with it when you have never asked for a withdrawal. And yes, many casinos verify players once they request withdrawal.
Players from Gemany should only play in casinos licensed under the GGL - your local licensing authority. You decided to play in casino licensed under the Curacao license - and according to our website, this casino does not accept players from Germany. Is this your concer, please?
In any case, if you are able to deposit, play, win or lose fairly in this casino, I see no reason for refund. Once the casino let's you register, deposit and play, and if you play in accordance with every rules, you should get your winning, if you win.
What I truly fail to understand is this " think that was risk-free income for the casino; if I had won big, I would have only gotten my deposits back." Please infor the casino of your concer. If they say you can't play there, because of the restriction, that would mean you should get back your money, if the casino plans not to pay out your possible winnings. If the casino is ok with you as a player, you should be treated like a person from any other allowed country.
From general perspective, playing in caisno is never risk-free, you may lose all quite easily. Also, try to avoid casinos restricted from German citizens. If you somehow manage to do that, ask the support imemdiately.
To be more specific now, ask the support or chat whether it is ok for you to play there even if you are from Germany. The refund option depends on casino's point of view.
If I may have just a one advise, try not to play. Do anything you can to focus your mind on anything else.
When you have to play, set low limits, at least, and inform the casino you are addicted.
Further support, tips and anything related to this problem is available 24/7 in our responsible gambling section 👈. Take a look at it whenever you need please.
Let me know what you learn from the casino, I'll be here.