Hello.
Can't comment on your past experiences, instead, I'd like to say no deposit ever is checked by the casino. For example, if you pay any utility bills by a card or bank transfer, is your transaction checked by anyone? No, it isn't, you do that willingly.
The withdrawal is a completely different story. The first step is to verify the payment option used for the deposit or withdrawal, then your personal information, gaming history, and other details are checked. Since playing in an online casino brings many rules and restrictions along the way, the casino must first evaluate whether you have complied with all those rules.
That is why deposits are not checked because there is nothing to check at all.
Sometimes, when you hit a certain threshold, a further check is required, or your account may be flagged for certain similarities with other accounts, it happens. So the casino must investigate first.
The crucial point is to find out whether the length of all those checks is let's say, reasonable.
Sadly, no exact measure is set for that, because each situation is different. 🙁
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