I understand your disappointment.
Perhaps sharing Kubo's explanation will be fair:
"Dear OssieBJ,
Thank you for your message and for raising your concerns. I’d like to take a moment to address them carefully and provide some clarification.
First, regarding your question about complaint resolution timeframes - these can vary significantly depending on a number of factors, including the complexity of the case, the responsiveness of the involved parties, the availability of supporting evidence from both sides, and the current workload and utilization of our complaint resolution team. While some cases are resolved quickly, others may require more time to ensure a fair and well-informed conclusion.
Second, please rest assured that your points have not been ignored. The clause in question is not hidden; it is publicly available in the casino’s Terms and Conditions. While I understand your frustration, the claim that this clause violates consumer or contract law has not been substantiated, nor have you provided references to specific legal frameworks to support it. Additionally, it’s important to note that online gambling is officially prohibited in Australia, which does complicate any potential legal argument based on local consumer protections.
Regarding the terms of your agreement with the casino - by registering and playing there, you agreed to the Terms and Conditions in their entirety, including the maximum win limit. The casino is under no legal obligation to pay winnings beyond what is defined in those terms, and no existing regulation compels them to do so otherwise in this case.
To clarify another point: winnings are paid out by the casino, not the game provider. Game providers supply the games but do not process or distribute funds. Therefore, the casino has not "withheld" money sent from the provider; they are simply enforcing the limit outlined in their own terms.
I appreciate your reference to Casino Guru’s position on win limits. You are correct that we take a critical view of such limitations when they are not required by law or regulation, especially if they are low or poorly communicated. In this case, however, the rule is clearly outlined in the Terms and Conditions under clause 9.8 and has been in place well before the date of your win (October 19, 2024). While we do consider this type of limitation to negatively affect a casino’s Safety Index, it doesn’t automatically render the practice unfair to a level that would allow us to rule in your favor.
Regarding your attempt to demonstrate an earlier registration date, I must stress that this detail is irrelevant to the case. The clause regarding the maximum win was already active prior to the date your win occurred. Additionally, the screenshot you submitted was determined not to belong to your account, and your later admission that it may have belonged to someone else (possibly your partner) undermines its validity as supporting evidence.
As for our Fair Gambling Codex, it’s true that we oppose hidden or misleading rules. In this case, however, the rule was not hidden - it is clearly published in the Terms and Conditions. While we don’t agree with such win limits, we recognize that many online casinos implement them. Unfortunately, the fact that this came as a surprise to you does not invalidate the rule, nor does it obligate the casino to make an exception.
With that in mind, I regret to inform you that we will not be able to assist further in this particular case. The maximum win limitation was present, clearly stated, and agreed upon at the time of your registration and at the time of your win. Based on these facts, we see no grounds to pursue the matter further.
For future reference, I strongly recommend reviewing a casino’s Terms and Conditions thoroughly before playing - particularly sections dealing with win limits, bonus terms, and withdrawal policies - to avoid similar issues.
I appreciate your understanding, and I'm sorry we couldn’t provide a more favorable outcome in this instance. Should you experience any other issues with this or any other casino, please don’t hesitate to contact our Complaint Resolution Center. We’re always here to help.
Best Regards,
Kubo"
I'm sorry, but the explanation sounds pretty honest to me. Since everything is based on the terms, I honestly believe there was not much else to do.