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I am filing this complaint against ZenCasino (zencasino.com), operated by Metaface Ltd., regarding the refused withdrawal of €100,000 in legitimately won funds and serious violations of responsible gambling and fair play obligations.

THE PROBLEM IN BRIEF

I opened an account at ZenCasino and won €100,000 through regular, legitimate gameplay. All deposits were made with real money. There was no bonus involved. When I requested withdrawal of my winnings, ZenCasino permanently blocked my account and declared my winnings void, citing an internal group policy (Clause 4.2 of their Terms and Conditions).

DETAILED TIMELINE

1. At an earlier date, I voluntarily closed my account at ZenBetting, a sister brand under the same group (Metaface), due to personal gambling control concerns. This was a personal, voluntary decision — not a formally registered self-exclusion, not a legally binding cross-brand ban, and not communicated to me as such.

2. I subsequently registered at ZenCasino. My registration was accepted, my identity was verified through KYC, and my account was fully activated by the casino. At no point during registration or KYC was I informed that my prior ZenBetting closure would affect my ZenCasino account or that any cross-brand restriction applied to me.

3. I deposited real money and played legitimately. I accumulated winnings of €100,000.

4. When I requested a withdrawal of my winnings, ZenCasino blocked my account permanently and refused to pay out the €100,000, stating this was their "final position."

5. ZenCasino subsequently refunded my original deposits — which implicitly confirms that my gameplay was valid and legitimate. Despite this, they continue to withhold the €100,000 in winnings.

THE CASINO’S ARGUMENT AND WHY IT IS FLAWED

ZenCasino claims that Clause 4.2 of their Terms and Conditions extends responsible gambling measures across all brands in their group, and that my registration at ZenCasino therefore violated these terms.

However:

• There was no formal, legally registered self-exclusion in place. The ZenBetting closure was a voluntary account closure, not a certified gambling ban.

• Clause 4.2 and any cross-brand restriction was never communicated to me at the time of registration or during KYC verification.

• ZenCasino accepted my registration, completed my KYC, and accepted my deposits — they cannot retroactively invoke a clause they never enforced at the point of registration.

• The refund of my deposits confirms that my gameplay was legitimate. If the account registration was truly invalid, refunding only deposits while withholding winnings is selective and unfair enforcement of their own terms.

• By allowing me to register and play despite allegedly having knowledge of my prior ZenBetting closure, ZenCasino violated its own responsible gambling obligations — it cannot now use that same failure to deny me legitimate winnings.

EVIDENCE AVAILABLE

1. ZenBetting account closure email

2. ZenCasino registration and KYC confirmation

3. Screenshots of €100,000 balance in ZenCasino account

4. ZenCasino official response email (final decision, Clause 4.2 cited)

5. Proof of deposit refund received

6. Full email correspondence with ZenCasino support

MY REQUEST

I respectfully request that this platform contacts ZenCasino / Metaface Ltd. on my behalf and demands:

1. Full payment of my legitimately won €100,000 in winnings

2. A formal written explanation of why Clause 4.2 is legally binding and enforceable, given that it was never communicated at the time of registration or KYC

If ZenCasino refuses to engage or cooperate, I request that this be documented publicly on this platform.

Note: This is NOT a bonus dispute. All funds deposited were real money. I am a resident of Cyprus and am prepared to provide all documentation upon request.

Important notice:

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Stay safe.

Hello,

Thank you very much for submitting your complaint. I’m sorry to hear about your negative experience with Zencasino.

Please allow me to ask you a few questions so I can better understand the situation.

• Is the assessment you haven't completed verification in the casino at the time of your win accurate? Was your player's profile filled out with accurate information at that point?
• Has the casino already refunded you the full amount of your deposits?

I hope we will be able to help you resolve this issue as soon as possible. Thank you very much in advance for your reply.

Best regards,

Tomas

Hello Tomas,

Thank you very much for your prompt response and your support in this matter.

I will gladly answer your questions:

Regarding the issue of account verification (KYC):

Yes, my player profile was complete and accurate from the start. I registered with ZenCasino using my real, correct information – including the same email address I previously used with ZenBetting. I also used the same payment method (credit card) as with the sister brand.

This means that ZenCasino already had all the information at the time of registration to detect a possible connection to my previous ZenBetting account. Despite this, my registration was accepted, my deposits were processed, and I was able to play without any problems. My account was only blocked during the KYC verification process – triggered by my withdrawal.

This clearly shows that ZenCasino could and should have recognized the connection between the accounts – at the very latest, the casino should have reacted during registration or the first deposit, not just when the withdrawal request was made.

Regarding the issue of deposit refunds:

Yes, ZenCasino refunded me the full amount of my original deposits. I consider this implicit confirmation that my gambling behavior was generally recognized as legitimate. At the same time, the casino continues to withhold my legally obtained winnings of €100,000 – which represents an inconsistent and selective application of its own terms and conditions.

Clause 4.2, which ZenCasino refers to, was not actively communicated to me either during registration or at any later time – even though the casino could have recognized the connection at any time through my email address and payment method and informed me accordingly or rejected my registration.

Attached is a screenshot of the refund of the paid contributions.

Thank you very much for your efforts and I am available for further questions at any time.

Best regards,

Hallo Tomas,

vielen Dank für Ihre schnelle Rückmeldung und Ihre Unterstützung in dieser Angelegenheit.

Gerne beantworte ich Ihre Fragen:

Zur Frage der Kontoverifizierung (KYC):

Ja, mein Spielerprofil war von Anfang an vollständig und korrekt ausgefüllt. Ich habe mich bei ZenCasino mit meinen echten, korrekten Daten registriert – darunter dieselbe E-Mail-Adresse, die ich zuvor auch bei ZenBetting verwendet hatte. Ebenso habe ich dieselbe Zahlungsmethode (Kreditkarte) genutzt wie bei der Schwestermarke.

Das bedeutet: ZenCasino hatte bereits bei der Registrierung alle Informationen vorliegen, um eine mögliche Verbindung zu meinem früheren ZenBetting-Konto zu erkennen. Trotzdem wurde meine Registrierung akzeptiert, meine Einzahlungen wurden entgegengenommen und ich konnte problemlos spielen. Erst im Rahmen der KYC-Verifizierung – ausgelöst durch meine Auszahlung – wurde mein Konto gesperrt.

Dies zeigt deutlich, dass ZenCasino die Verbindung zwischen den Konten hätte erkennen können und müssen – spätestens jedoch hätte das Casino bereits bei der Registrierung oder bei der ersten Einzahlung reagieren müssen, nicht erst beim Auszahlungsantrag.

Zur Frage der Einzahlungsrückerstattung:

Ja, ZenCasino hat mir den vollen Betrag meiner ursprünglichen Einzahlungen zurückerstattet. Dies betrachte ich als implizite Bestätigung, dass mein Spielverhalten grundsätzlich als legitim anerkannt wurde. Gleichzeitig hält das Casino meinen rechtmäßig erzielten Gewinn von 100.000 € weiterhin ein – was eine inkonsistente und selektive Anwendung der eigenen Geschäftsbedingungen darstellt.

Klausel 4.2, auf die sich ZenCasino beruft, wurde mir weder bei der Registrierung noch zu einem späteren Zeitpunkt aktiv kommuniziert – obwohl das Casino durch meine E-Mail-Adresse und Zahlungsmethode jederzeit die Möglichkeit gehabt hätte, die Verbindung zu erkennen und mich entsprechend zu informieren oder meine Registrierung abzulehnen.

Anbei auch ein Screenshot von der Rückerstattung der Eingezahlten Beiträge.

Ich danke Ihnen herzlich für Ihre Bemühungen und stehe für weitere Rückfragen jederzeit zur Verfügung.

Mit freundlichen Grüßen,

Thanks for your patience.

Please allow some more time for us to discuss the matter internally.

Dear Help23,

Could you please share the confirmation you received from Zenbetting regarding your account block/self-exclusion or any related communication?

Could you please specify the timeline of events in more detail? When was your account in Zenbetting closed?

When did you register your account in Zen Casino?

Looking forward to your reply and cooperation.