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Question about Gambling websites with Curaçao license using incorrect Merchant Category code (σελίδα 277)

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A little warning here for the CG Community: Casino Guru is an open platform where everyone is free to share their thoughts and opinions. We believe in free speech and try to be as non-restrictive as possible. That said, please remember: just because something is posted on the forum doesn’t mean Casino Guru agrees with it or endorses it in any way. We’re really happy to see players engaging in conversations, debating respectfully, and having fun doing so! That’s why we created this platform. However, we’ve noticed a growing trend – not just here, but across other platforms too – where some players, after losing money fairly in a casino, look for ways to get those funds back through their bank or payment provider, often by filing chargebacks or making false claims. We’d like to warn you: this behaviour is not only unfair – it’s also very risky! We’ve already seen and heard stories (here and elsewhere) of people who got into serious trouble trying to go down this route – including closed casino accounts across multiple platforms, closed bank accounts, debts, and even lawsuits (attempted fraud). Attempting fraud or misrepresenting the truth to a bank or provider is never a good idea and could have lasting consequences. So here’s our friendly appeal to all Casino Guru community members: Stand up against unfair and dishonest casinos. Use our Complaints Resolution Center if you need help – you don’t have to fight alone. But please don’t try to get back money you’ve fairly lost. It’s simply not worth the risk. Thanks for being part of our community – and have a great day!
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πριν από 1 έτος

Hi guys,

So been doing alot of digging and even made an account with a casino I knew was using Smartpayments.ee transactions as the payment merchants (All done with my partner to ensure I never gambled).

So Cardaq are involved in these transactions and they have strict polices on their websites about companies using the correct merchant codes. I am waiting for a reply and I will keep you all updated but maybe, just maybe we might be onto something!

Praxis pay is another. I am going to get emails sent to both these and request all GDPR and SARS from both my previous bank cards. I do recognise Cardaq from the past. So let's see where this goes 🙂

Cardaq clearly states that using the 7995 MCC the merchants must provide all relevant data e.g. casino license etc. I am aware that some of the casinos who have used smartpayments.ee do not have licenses!


So let's see what happens here 🙂

file

file

file

Update. The companies in question never provided receipts neither did cardaq, they also have their own chargeback forms on the website


So anyone who has SMPAYPF*Maginc - direct it to these! 😁😁

Έγινε επεξεργασία
Dt100
πριν από 1 έτος

Nice work ! good luck with it bud persistence pays off I think my own situation is looking a lot better now as well !😊

xbigguyxxx
πριν από 1 έτος

Mine are obviously older, but If I can get them back then I will!!


I know a few have Maginc on there's, then they need to go to Cardaq 🙂

Dt100
πριν από 1 έτος

Amazing work…


how did you relate the sm pay to these out of curiosity


I had in my head they were sumup payments - where does cardaq fit in??

Dt100
πριν από 1 έτος

Ok I was told by the bank it was sumup but im still waiting on them replying after they took my card details etc

Έγινε επεξεργασία
xbigguyxxx
πριν από 1 έτος

Sumup actually replied to me my mate, and actually clearly stated its Smartpayments.ee!!

πριν από 1 έτος

I have made many bank transfers to Arezella Limited and wonder if there is anything I can do about it.


Georgey132
πριν από 1 έτος

So I was going thru my history last night and eventually stumbled upon these. Asked my partner to help me make an account in her name etc.. we did. First transaction was an smpaypf*maginc. The downside is that it went straight through no 3DS! So I've probably lost $20 But I don't mind.


Went thru cardaq. All smpaypf payments I have on statements I matched them all up and cardaq is there on them all in my browser history!


Perks of not deleting your history ever 🤣🤷‍♂️ so yes I'm pretty sure there is something going on, they are also FCA Registered.

Have a look at their site and do it properly lots of loopholes to get money back and if they say they are not involved they are as I sent my Internet history over and a screenshot of the processing transaction!

They will have to contact the merchants in question!

Dt100
πριν από 1 έτος

Ok im still waiting on them replying which is odd but fair play I will try cardaq

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Dt100
πριν από 1 έτος

interesting - good work from you..


fingers crossed we get somewhere with cardaq…


had a look at smartpayments and that looks like a company in Estonia so not sure where they fit in


ill see how I get on with cardaq and go from there I think

Materialgirl84 διέγραψε τη δημοσίευση
πριν από 1 έτος
πριν από 1 έτος

Hi guys,

So been doing alot of digging and even made an account with a casino I knew was using Smartpayments.ee transactions as the payment merchants (All done with my partner to ensure I never gambled).

So Cardaq are involved in these transactions and they have strict polices on their websites about companies using the correct merchant codes. I am waiting for a reply and I will keep you all updated but maybe, just maybe we might be onto something!

Praxis pay is another. I am going to get emails sent to both these and request all GDPR and SARS from both my previous bank cards. I do recognise Cardaq from the past. So let's see where this goes 🙂

Cardaq clearly states that using the 7995 MCC the merchants must provide all relevant data e.g. casino license etc. I am aware that some of the casinos who have used smartpayments.ee do not have licenses!


So let's see what happens here 🙂

file

file

file

Update. The companies in question never provided receipts neither did cardaq, they also have their own chargeback forms on the website


So anyone who has SMPAYPF*Maginc - direct it to these! 😁😁

πριν από 1 έτος

DT100.


Mate. Can you please give me your mail, Telegram or discord? Thing is i have lost 10.000 pound on SmPay/Cardaq/Smartpayments....


Would appriciate it a lot!


file

πριν από 1 έτος

Hi guys,

So been doing alot of digging and even made an account with a casino I knew was using Smartpayments.ee transactions as the payment merchants (All done with my partner to ensure I never gambled).

So Cardaq are involved in these transactions and they have strict polices on their websites about companies using the correct merchant codes. I am waiting for a reply and I will keep you all updated but maybe, just maybe we might be onto something!

Praxis pay is another. I am going to get emails sent to both these and request all GDPR and SARS from both my previous bank cards. I do recognise Cardaq from the past. So let's see where this goes 🙂

Cardaq clearly states that using the 7995 MCC the merchants must provide all relevant data e.g. casino license etc. I am aware that some of the casinos who have used smartpayments.ee do not have licenses!


So let's see what happens here 🙂

file

file

file

Update. The companies in question never provided receipts neither did cardaq, they also have their own chargeback forms on the website


So anyone who has SMPAYPF*Maginc - direct it to these! 😁😁

πριν από 1 έτος

DT100.


Is it possible contact you outside this forum? Write please where. Discord maybe or tele gram?

DynamoHarry
πριν από 1 έτος

The chargeback forms are for cardholders it says I think they need to sort it

πριν από 1 έτος

file

Have lost most at this fraud companies, but would like to contact DT100 outside of forum if possible mate?


πριν από 1 έτος

file

Have lost most at this fraud companies, but would like to contact DT100 outside of forum if possible mate?


πριν από 1 έτος

Hi buddy yes. What's your email? I only have that! I will contact you then 🙂

πριν από 1 έτος

interesting - good work from you..


fingers crossed we get somewhere with cardaq…


had a look at smartpayments and that looks like a company in Estonia so not sure where they fit in


ill see how I get on with cardaq and go from there I think

πριν από 1 έτος

Smartpayments.ee is 100% the Smpay! There is no denying it. I seen it coming up when I did the bogey transaction last night!

Dt100
πριν από 1 έτος

Ok im sure I seen sumup when I did some of mine maybe they use several as this is what happens you do one it blocks then goes on to another then another till it takes the money I doubt anyone wants to accept liabilities due to the amount of money involved

πριν από 1 έτος

Ok im sure I seen sumup when I did some of mine maybe they use several as this is what happens you do one it blocks then goes on to another then another till it takes the money I doubt anyone wants to accept liabilities due to the amount of money involved

πριν από 1 έτος

Yes well, familiarise yourself with Cardaq t&cs. More so those on the chargeback page, clearly states miscoding🙂

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