Aellis
πριν από 4 ώρες
Did the merchant reply to your dispute at all?
Aellis
πριν από 4 ώρες
That's brilliant. My bank said no so going the ombudsman route 🙈
πριν από 4 ώρες
No they went Unchallenged….they were credited back to me today
πριν από 4 ώρες
Anyone have contact details for Swidoer, LP pay, Nexus ticaret, BRTNET?
πριν από 4 ώρες
Happy for you bro! My bank raised disputes on my behalf last week, let’s hope I get similar results !
ΑπάντησηΑναφορά1
πριν από 4 ώρες
Ombudsman is awful - I initially claimed from my MBNA credit card with them and went down the MCC route - gambling block etc.
but they rejected it - the ombudsman contacted me and advised that my complaint sits with more the affordability of what happened - when I broke it down MBNA processed £80,000 worth of transactions in a 2 year period.
so now on the ombudsman’s advice I’ve gone back to MBNA and asked them how they thought I could afford these transactions, literally thousands per week, when they knew in 2024 I was addicted to gambling - the ombudsman said it puts a different spin on it as opposed to incorrect MCC coding - go down the route of unaffordable irresponsible lending.
hope that helps
ΑπάντησηΑναφορά1
πριν από 3 ώρες
It depends what you have told them - if you’ve gone down the route of item not recieved they will want proof.
i was just honest - that’s all and they helped me out massively.
πριν από 3 ώρες
I assume this would only be a valid argument if payments were made via a credit card not debit
πριν από 3 ώρες
Yes with Debit card - forget it but if you did it on a Credit Card you can use unaffordable lending - especially if the transactions were repeated over an over again - my breakdown is ridiculous so my complaint currently sits with MBNA
πριν από 3 ώρες
I’ve went down the unrecognised / unauthorised transactions, let’s see what the outcome it
πριν από 3 ώρες
They told me 5 to 10 business days I’m currently at day 8
πριν από 3 ώρες
What did you put down
πριν από 3 ώρες
Do you mean amount ?
πριν από 4 ώρες
Ombudsman is awful - I initially claimed from my MBNA credit card with them and went down the MCC route - gambling block etc.
but they rejected it - the ombudsman contacted me and advised that my complaint sits with more the affordability of what happened - when I broke it down MBNA processed £80,000 worth of transactions in a 2 year period.
so now on the ombudsman’s advice I’ve gone back to MBNA and asked them how they thought I could afford these transactions, literally thousands per week, when they knew in 2024 I was addicted to gambling - the ombudsman said it puts a different spin on it as opposed to incorrect MCC coding - go down the route of unaffordable irresponsible lending.
hope that helps
πριν από 3 ώρες
I went the affordability route alongside the extreme deposits and withdrawals and they gave me a loan half way through too but said not at fault and take it to the ombudsman. Half regretting being open and honest now but it is what it is unfortunately.
Its disgusting they can just fob us off!
πριν από 3 ώρες
Chargeback with bak reason?
πριν από 2 ώρες
Ποια αγαθά και υπηρεσίες δηλώνετε ως μη παραληφθέντα όταν η τράπεζα το ζητάει; Χρειάζομαι βοήθεια επειδή η τράπεζά μου μόλις με ρώτησε για τι είδους αγαθά και υπηρεσίες αναφέρομαι.
Σας ευχαριστώ για τη βοήθειά σας
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